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Financing Your Home >Qualifying For A Loan
It is useful for home buyers to understand the difference between loan pre-qualification and pre-approval. Pre-qualification, which in today's marketplace is usually done by mortgage brokers, means working with the buyers to determine how much they can afford and which loans are the most likely to be available to them. Loan pre-qualification can save buyers time and money and can even be a bargaining tool with a seller. However, pre-qualification is not the same as loan "pre-approval". The mortgage broker can often get the buyer a pre-qualification letter, but pre-approval must be issued by the mortgage lender.
Pre-approval means that the lender has definitely committed to loaning the buyer money, once the house itself is approved. Since it is a much stronger pledge, it is a much more valuable negotiating tool. When you hear someone talking about "pre-approval", they are referring to specific acknowlegment by a lender that they are willing to loan the buyer money. The real estate agent can be of assistance in this process.
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What is the largest home in Hollywood?
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The largest home in Hollywood is currently "The Manor" at 36,500 square feet, built by T.V. producer Aaron Spelling for $37 million. |
See More Real Estate Trivia > |
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The Tom McFarland Team,Realtors Keller Williams Real Estate 2003 S. Easton Rd., Suite 108 Doylestown, PA 18901 Tom McFarland Sr.: 215-534-6514 Email: Tom@TomMcFarland.com
The Tom McFarland Team is ranked in the top 1% of real estate agents in Pennsylvania. Tom & Tom Jr. have lived in Doylestown, Bucks County for a total of 66 years and has sold hundreds of homes in the area. We strongly believe that we can help you in your real estate transaction by bringing to the table; honesty, dedication and a real desire to become YOUR REALTOR for life.    
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