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Financing Your Home >The Language of Financing
When you meet with a lender to apply for financing, you may feel as if you are in a foreign country when the loan officer begins to talk about points, Regulation Z margins, PMI, and ARMs.
You are not alone if you feel left behind by loan terminology. Like many professionals, lenders use a highly specialized language. Don't hesitate to ask for a translation! This is especially true if you are investigating some of the more complicated loans with rates that can be adjusted periodically. As you consider the various loan options, find out what the interest rate will be and at what point the lender will commit to that rate. If the loan has an adjustable rate, be sure that you understand how often the rate will adjust, and by how much your payments may go up. Find out if the loan can be assumed by a future buyer. The lender isn't trying to confuse you. The mortgage process is complicated, so just keep asking questions until you understand.
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| Q |
What trendy and highly unusual hotel must be totally rebuilt every year?
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| A |
Sweden's popular Ice Hotel, which has 60 double rooms, 25 suites and an interior temperature of 20 degrees, starts melting to the ground in May and is rebuilt every winter. |
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The Tom McFarland Team,Realtors
Keller Williams Real Estate
2003 S. Easton Rd., Suite 108
Doylestown, PA 18901
Tom McFarland : 215-534-6514
Email: Tom@TomMcFarland.com
Tom McFarland is ranked in the top 1% of real estate agents in Pennsylvania. Tom has lived in Doylestown, Bucks County for 35 years and has sold hundreds of homes in the area. We strongly believe that we can help you in your real estate transaction by bringing to the table; honesty, dedication and a real desire to become YOUR REALTOR for life.    
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